Banjo

Digital Finance

"An online lender providing secured and unsecured loans to small business."

Is an online lender providing loans to small and medium sized Australian businesses. It is typically referred to as a Financial Services Technology (fintech) company.

They understand that dynamic, innovative businesses often move faster than traditional valuations. When considering an application for a loan, we look at more than just assets or collateral. We also consider business activity and multiple sources of industry data to obtain a more holistic view of a business’s position. As a result, we can approve more loans than many other lenders, while still lending responsibly.

Their Our “customer first” approach means you still get good old-fashioned service from our highly skilled financial specialists who carry a wealth of banking experience. But more than that, you also benefit from our team’s business insights and ongoing support.

At Banjo is committed to making a difference to your business to help you grow.

What we did for Banjo

  • Automated the CFO role at Banjo from 3 days a week to 3 days per month (75%-time reduction).
  • This was done using a fully integrated financial model for the fintech start-up (fund and fund manager) leveraging their core lending system and cloud-based accounting package Xero.
  • Built the capital raising model to support Banjo’s series B rounds and beyond for the fintech SME lender.
  • Undertook some credit modelling analysis on their loan book having regard for the PD, EAD and LGD across the portfolio on each individual loan.

I’ve worked with Lance on Data Analytics and highly value his skills. His models have been crucial in detailed RFPs with the government. Lance’s understanding of our business enables him to add significant value both in deliverables and thought leadership.

National Australia Bank

Business Leaders and Social Impact

Case Studies

Explore Other Case Studies

Shop Ready-Made Models

Views
0 K
Downloads
0 K
Reviews
0 +

This best practice resource is designed for finance professionals, accountants, and analysts seeking to leverage AI and automation, along with applying Tech assessment workflows. Based on the “Friday’s Future of Finance Lab” session, this package provides a comprehensive overview of the skills, tools, and mindset required to thrive as an AI-powered accountant

This is our FMI Exam solution created by Model Citizn. The model demonstrates other alternatives to the exam solution

USD 185.00

Become a data-driven financial modelling expert with this combination of 3-way Modern Excel modelling and Analytics with Power BI. All in 1 powerful package!

USD 499.00

Cash flow advisory is highly variable (cash flow can be impacted by many different factors and the tools and skills are difficult to find. Look no further

USD 299.00

Yield Curve Simulation Model (automated commentary) showing global impacts of yield curves on bond valuations

USD 25.00

Train yourself at generating loan schedules for personal loans