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lance rubin

Lance has a strong reputation throughout the industry of being a highly accomplished and lateral thinking financial modeler.  He has also been referred to, by a leader in the industry, as the most tech savvy financial modeler.  

His ability to distill complex financial problems into meaningful and insightful models has made him highly sought after and led him to founding Model Citizn. 

As an ex- Investment Banker, CFO of a fintech and a contractor to the KPMG Financial Modelling team, Lance's wealth of knowledge and breadth of 2 decades experience is impressive .

Lance has worked in the property, banking and fintech sectors across a diverse range of corporates and governments. Most notably is his work across a range of diverse social benefit bond programs with various state governments focused at youth recidivism, homelessness and chronic illness.

Lance is also a qualified chartered accountant registered with CA ANZ and A+ certified Modano  partner.


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Bob GAIT

Bob has over 15 years of diverse Financial Services experience in varying businesses ranging from trading, research, performance & compliance, to strategic cost elimination through business improvement/transformation.

Bob has most recently been working in the digital space across market data.  This incorporates the creation of highly detailed RFPs, financial modelling of solutions, business cases, and implementation of recommendations. 

In addition, he is experienced in improving governance, stewardship, and architecture frameworks for data. Bob specialises in partnering with business and technology to find the most appropriate data solutions underpinning customer deliverables; this often involves reducing complexity and innovating to find elegant solutions with a high level of process automation to improve data integrity and throughput.

Bob has an MBA with Distinction from Warwick Business School, UK and a degree in Banking & International Finance from Cass Business School, London. He is also a long standing CFA Charterholder.